Angoel (angoel) wrote,
Angoel
angoel

Musings on insurance

I've been thinking a bit about insurance recently. But before I get into that, have a poll:

Poll #1041651 Am I covered?

I have the following types of insurance

House
0(0.0%)
Life
0(0.0%)
Car
0(0.0%)
Boat
0(0.0%)
Plane
0(0.0%)
Pet
0(0.0%)
Dental
0(0.0%)
Contents
1(6.7%)
Professional Liability
0(0.0%)
Other
0(0.0%)

Overall, I am insured for claims up to

Nothing
0(0.0%)
£10,000
1(8.3%)
£30,000
2(16.7%)
£60,000
0(0.0%)
£100,000
1(8.3%)
£150,000
0(0.0%)
£210,000
1(8.3%)
£280,000
0(0.0%)
£350,000
0(0.0%)
£500,000
1(8.3%)
£1,000,000
3(25.0%)
£2,000,000
0(0.0%)
£5,000,000
1(8.3%)
£10,000,000
2(16.7%)
£1,000,000,000,000,000
0(0.0%)

Over my lifetime, through being insured, I think I've

made a profit
0(0.0%)
broke even
0(0.0%)
lost under £50 per year
1(7.1%)
lost £50 to £100 per year
3(21.4%)
lost £100 to £200 per year
6(42.9%)
lost £200 to £500 per year
3(21.4%)
lost over £500 per year
1(7.1%)

I have insurance because

I have no insurance
1(6.2%)
It makes me feel safe and protected
1(6.2%)
I feel that it's the right thing to do
0(0.0%)
It's legally mandated / mandated by an authorative body
2(12.5%)
It's making me rich - I love being accident prone.
0(0.0%)
Someone has bought it for me
0(0.0%)
Come to think of it, I don't know
0(0.0%)
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